Determinants of non-performing loan in commercial banks: Evidence in Vietnam

The main purpose of the article is to model the main factors affecting non-performing loan incurred in the process of lending to clients in Vietnam's commercial joint stock banks during the period of 2009 - 2017. The theories and empirical research studies for the macro and micro factors affecting nonperforming loan are mentioned in the research paper.

Từ khóa: Non-performing loan, Net income to equity, Net income to assets, Leverage ratio, Growth of gross domestic product